Loan Specialist

Loan Specialist at Northwest Farm Credit Services in Preston, Idaho, United States Job Description AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture.AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West.We are in search of a Loan Specialist I or Loan Specialist II to join our Idaho Lending and Insurance department in Preston. This full-time position reports to the Director, Operations and provides administrative assistance to effectively and efficiently originate, disburse, and service customer pensation InformationThe base salary range for this position in Preston, Idaho is:Level I:Typical starting range: $39,000 - $50,600Full base salary range: $39,000 - $56,400Annual performance-based incentive target is 6% of base.Level II:Typical starting range: $43,100 - $57,400Full base salary range: $43,100 - $64,600Annual performance-based incentive target is 6% of base.Job RequirementsPerform administrative duties including typing correspondence and documents, establishing and maintaining electronic files, and greeting customers in person and on the phone.Gather, accurately enter, and maintain customer information and customer financial information into applicable systems to assist in loan document generation, account monitoring/servicing, and reporting.Perform required due diligence investigations of loan applicants, including public records searches, credit bureau reports, employment, income, assets and liabilities; order title evidence and appraisals, and complete other collateral due diligence as needed.Review customer loan documents for accuracy and present to customer for signing and/or facilitate closings as ply with closing requirements and disburse loans as authorized, coordinate booking and certification of loans, within authorities.Respond to customer inquiries and process customer transactions including disbursements, internal account transfers, etc.Maintain an accurate database and complete assigned relationship plan actions.Monitor follow-up requirements in assigned areas.Handle customer information with a high degree of confidentiality.Ensure appropriate information security protocols are followed in order to prevent unauthorized transactions or releases of ply with documentation expectations, procedures, laws and regulations.Participate in community events, local advisor meetings, customer appreciation days, farm visits and other customer and public relation related activities, as needed.Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls.Other duties as assigned.Minimum RequirementsHigh school diploma or equivalent.Ability to produce accurate reports, documents, and correspondence through attention to detail and knowledge of correct spelling, grammar and sentence structure.Exceptional customer service orientation.Ability to work efficiently and effectively on multiple projects in multiple software programs.Ability to work independently and as part of a collaborative team.Preferred RequirementsTraining in general office skills.Experience in commercial lending, banking or related field.General knowledge of applicable credit laws and regulations.General knowledge of agricultural practices.Knowledge of credit investigation and verification practices.Knowledge of platting and legal descriptions.Knowledge of accounting principles and processes.Benefits Offered by AgWestMedical, dental, and vision insuranceBasic term life and AD&D insurance (fully paid for by the company)Paid days off annually: 15 vacation, 15 sick, 12 holidays and 3 volunteer401(k) plan (6% match plus 3% employer contribution)Employee Assistance ProgramWellness ProgramJeans are welcome at work every day at AgWestVacation accrual rates increase with tenure.Details about insurance and retirement benefits are available at: Job level and starting annual salary will be based on a variety of factors including but not limited to experience, education, certifications/licensure, internal equity, location, business needs and market demands. The listed compensation and... For full info follow application link. Northwest FCS is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. To view full details and how to apply, please login or create a Job Seeker account

Created: 2025-09-05