Middle Market and Corporate Banking Portfolio Manager ...

The Middle Market and Corporate Banking Portfolio Manager is responsible for collaborating with Middle Market and Corporate Banking Relationship Managers on deal structure and underwriting efforts. Prepares a well written Loan Presentation and Deal Vetting Memoranda. Monitors loan covenant compliance, financial exception reporting, and collateral exception reporting. This role will also ensure timely reviews and renewals of corporate loans, regularly accompany the Middle Market and Corporate Banking Relationship Manager on development calls, attend client meetings and Credit Committee, and cross sell bank products and services.Assessment of credit quality and proper risk rating for Middle Market and Corporate Banking loan portfolio.Determination of data required for loan packages.Portfolio management decisions.Determination of which existing customers would be potential candidates for expanded services in collaboration with the Middle Market and Corporate Banking Relationship Manager. Practice corporate portfolio management skills through practical application of assigned portfolio including project analysis, loan underwriting, proper risk analysis and identification of risk rate, packaging and presentation, collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. Monitors loan compliance covenant, financial and collateral exceptions, and past dues. Makes joint calls with the Middle Market and Corporate Banking Relationship Managers to gather information for the client; goes on follow-up calls as needed. Promotes customer relations.Level II Additional ResponsibilitiesTime management.Work with Middle market and Corporate Banking personnel on a day-to-day basis to continue learning the fundamentals of loan portfolio management, loan structuring, loan underwriting, risk analysis, identification of risk rate, packaging and presentation, portfolio management, review loan documentation, engaging Counsel (if needed or required) with oversight from an experienced Corporate Portfolio Manager.Continue learning and assisting with monitoring loan covenant compliance, financial and collateral exceptions, and past dues.Assessment of credit quality and proper risk rating for Middle Market and Corporate Banking loan portfolio.Determination of data required for loan packages.Portfolio management decisions.Determination of which existing customers would be potential candidates for expanded services in collaboration with the Middle Market and Corporate Banking Relationship Manager. Practice corporate portfolio management skills through practical application of assigned portfolio including project analysis, loan underwriting, proper risk analysis and identification of risk rate, packaging and presentation, collateral analysis, past due notice management, etc. Work with Audit, Loan Review and the OCC as needed. Monitors loan compliance covenant, financial and collateral exceptions, and past dues. Makes joint calls with the Middle Market and Corporate Banking Relationship Managers to gather information for the client; goes on follow-up calls as needed. Promotes customer relations.Bachelor’s degree in Business, Finance, and Accounting-related field, or equivalent experience. Minimum of three years (3) of corporate lending/credit experience. Experience with corporate, real estate or corporate lending risk analysisWell-developed understanding of Corporate Lending and credit approval process as well as pertinent bank policies and external regulationsDetailed knowledge of credit analysis practice and procedureFamiliarity with products and services offered by financial services institutionsEffective oral and written communication skillsExcellent interpersonal skillsDeveloped decision-makingProven ability to build relationshipsTime management/organization skillsComputer skills to include word processing and spreadsheet applicationsEffective analytical skillsAbility to interact with external and internal customersLevel II Additional QualificationMinimum of five years (5) of corporate lending/credit experience. Fully developed understanding of corporate lending and credit approval process as well as pertinent bank policies and external regulationsStrong oral and written communication skillsStrong analytical skillsExperience with corporate, real estate or corporate lending risk analysisFully developed understanding of lending and credit approval process as well as pertinent bank policies and external regulationsDetailed knowledge of credit analysis practice and procedure with understanding of complicated credit structureFamiliarity with products and services offered by financial services institutionsStrong oral and written communication skillsExcellent interpersonal skillsDeveloped decision makingProven ability to build relationshipsTime management/organization skillsComputer skills to include word processing and spreadsheet applicationStrong analytical skillsAbility to interact with external and internal customersPhysical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.

Created: 2025-10-04