Community Lending Officer - Staten Island

Community Lending Officer - Staten Island Staten Island, New York To proceed with your application, you must be at least 18 years of age. Acknowledge Refer a friend To proceed with your application, you must be at least 18 years of age. Acknowledge ( Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammatesu2019 physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us This job is responsible for managing the end-to-end consumer mortgage referral requests primarily for Low to Moderate Income (LMI) clients in underserved markets. Key responsibilities include connecting with internal and external centers of influence (i.e. financial center partners, realtors, etc.) to originate mortgage transactions, identifying relationship deepening opportunities with clients, and facilitating the loan process from application to close. Job expectations include providing home buyer education via workshops and contacting with clients and partners virtually or in-person. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since this position requires SAFE Act registration, employees are required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination. Responsibilities: u00b7 Originates loans from multiple internal and external referral sources u00b7 Understands the local Affordable Housing Market, Housing Assistance Programs, and experience, providing thoughtful lending solutions and guidance to Low to Moderate Income and First Time Homebuyers u00b7 Achieves production goals as defined by the business u00b7 Maintains a quality network of business relationships that serve as a recurring source of referrals for new mortgage lending opportunities u00b7 Provides exceptional customer service including maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements u00b7 Conducts monthly Home Buyer Workshops and Business Development meetings Required Qualifications : u00b7 2+ years of experience in loan originations and/or home buyer education u00b7 Knowledge of conventional and/or government guidelines as well as affordable mortgage products and programs u00b7 Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending u00b7 Ability to organize and deliver Home Buyer Workshop presentations u00b7 Knowledge of community housing counseling agencies u00b7 Knowledge of community grant / downpayment programs u00b7 Strong written and verbal communications skills u00b7 Self-motivated and highly organized u00b7 Ability to prioritize multiple competing tasksu200b Desired Qualifications : u00b7 Experience in first mortgage and HELOC u00b7 Familiar with FHA and HUD guidelines u00b7 Knowledge of local competition product offerings and real estate market dynamics u00b7 Strong computer skills, including Microsoft applications and previous experience using laptop technology for client communication purposes including accessing rate, credit and loan status information u00b7 Solid time management skills and the ability to organize, prioritize and perform multipletasks simultaneously u00b7 Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences u00b7 Ability to analyze and comprehend complex financial data and provide appropriate financial solutions u00b7 Professional and effective interpersonal skills Skills: u00b7 Client Management u00b7 Customer and Client Focus u00b7 Loan Structuring u00b7 Oral Communications u00b7 Referral Management u00b7 Credit Documentation Requirements u00b7 Learning Delivery u00b7 Presentation Skills u00b7 Prospecting u00b7 Written Communications u00b7 Active Listening u00b7 Business Development u00b7 Credit and Risk Assessment u00b7 Data Collection and Entry u00b7 Pipeline Management Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. To view the

Created: 2025-09-10