Credit Review Audit Team Lead

Job DescriptionThis position will work onsite Mon - Thurs with Friday as an optional work from home day.Job SummaryThe Credit Review Audit Team Lead will be responsible for providing objective evaluations of the Bank's Consumer/Retail performance monitoring, internal controls, risk identification, portfolio management activity, and collections practices in adherence to the Bank's risk profile, policies and procedures by gathering, reviewing, testing and analyzing internally and externally generated guidance/documentation for credit review audits. The Credit Review Audit Team Lead responsibilities will also be focused on the Consumer Bank risk assessment, portfolio administration, ACH risk, assessing and monitoring credit risk metrics (KRIs and KPIs), and assist in the creation and preparation of reports for use by management. This position will review, trace, test and summarize results against samples for proper evidence and present results to department manager and auditors. The Credit Review Audit Team Lead will ensure comprehensive coverage of Consumer/Retail credit audit engagements, from start to finish, inclusive of scoping, testing, and follow up activities.Essential FunctionsWork with management and to monitor compliance with credit risk appetite and ensure alignment with assigned metrics and KRIsIdentify early signs of stress along with actual and potential credit weaknessesAssist in the preparation of reports for use by managementAssess the adequacy of and adherence to internal credit policies and loan administration proceduresMonitor compliance with applicable Consumer laws and regulationsCommunicate review progress and emerging risk factorsManage personal pipeline (workload/workflow)Plan Consumer credit audit approaches under the direction of supervisorDetermine required audits for relevant segment/special projectsDevelop scope, audit objectives, and program based on assessed risk of subject matterDetermine staffing requirements for AuditEnsure document and data integrityOversee/compile working papers as appropriatePrepare meeting materials (soft, and final exits)Present relevant findings appropriately to department manager and auditorsObtain and analyze evidence, ensure audit conclusions are well-documentedTimekeeping/updating schedule of whereabouts during auditsProduce plan for completing field workOversee/collect of specific samples/dataIdentify and communicate issues raised, recommend solutions relevant to business units and risk managementSummarize results/findingsAppraise adequacy of the corrective action taken to improve deficient conditionsMeet departmental continuing education requirements and proactively seeking relevant education and training opportunitiesKnowledge of Crowe Credit360, BancAudit/Nautilus/CBS/Data Analysis Tool/Audit Management SoftwareSelf-learn/maintain extensive knowledge of Northwest's Risk Appetite Policy, SOX internal control narratives and test scripts, Call Reports and supporting schedules, Business Unit Risk AssessmentsEnsure compliance with Northwest's policies and procedures, and Federal/State regulationsNavigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiencyQualificationsBachelor's Degree Accounting, Finance, or Business related degree preferred6 - 8 years Credit Review/business related experience required5 - 6 years Bank auditing experience preferredCandidate must possess extensive knowledge of and be fluent in the review of, but not limited to commercial/consumer credit, regulatory exam reports, compliance reports, third party risk associated with various business units, ExtensiveAbi

Created: 2025-11-01