Field Exam Analyst - Business Credit

Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the companyu2019s success. As a Field Exam analyst within PNC's Business Credit organization, you will be based in on of the following locations: Pittsburgh, PA, Dallas, TX, Chicago, IL, Philadelphia, PA, New York, NY, Atlanta, GA or Los Angeles, CA. As a Field Exam Analyst, you will evaluate borrower's financial records, collateral and operational processes to help assess risk. You will prepare reports of findings and provide recommendations that support sound credit decisions. This position requires regular time in the field, including on-site client examinations, and will involve overnight travel on a recurring basis. Preferred skills/experience include, but are not limited to the following: u2022 A minimum of 1+ years of Asset Based Lending (ABL) Field Exam experience u2022 Familiarity with corporate accounting through coursework and/or job experience u2022 Advanced Excel skills Job Description + Leads less complex Field Examinations on existing and prospective borrowers and assists on Field Examinations led by other examiners. Examinations can take place fully onsite at Borrower locations or in a hybrid on-site/remote environment. + Performs independent analysis on existing Borrower's collateral records and financial reports to determine / assess collateral values that secure loans and to identify and highlight areas of collateral weakness or deterioration.Evaluates accounting system controls, data integrity, managerial control oversight and borrowers accounting personnel. + Prepares Field Examination reports and supporting workpapers that (i) highlight germane findings and material variances found, conclusions reached, and related recommendations for improvement if necessary.Such reports are utilized by Portfolio Management to confirm the credit worthiness of the collateral securing the loan and to make informed credit decisions. + Communicates and escalates significant exam findings, concerns, delays, or borrower limitations to lending and credit personnel.Makes recommendations as it relates to the collateral supporting the loan and/or issues and concerns that are raised during the Field Exam due diligence process.Participates in meetings with the Relationship Manager and/or existing Borroweru2019s representatives (typically the CFO, CEO and/or Controller of the company) to discuss any collateral issues/areas of concern. + Confirms proper reporting of collateral on the Borrowing Base Certificates.Ensures that the Borrowing Base is in-compliance and being managed per the terms and conditions stipulated in the Loan Approval. + When leading an Examination, manages the due diligence process and directs the daily progress of field work performed by the other Field Examiners assigned to the Examination to ensure all assignments and duties are completed in an accurate and timely manner PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: + Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. + Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Budget Management, Business Administration, Corporate Finance, Credit Decisions, Financial Accounting, Financial Management, Financial Operations, Investment Strategies, Legal Operations Competencies Accuracy and Attention to Detail, Collateral Management, Conflict Management, Data Gathering and Reporting, Effective Communications, Financial Statement Analysis, Flexibility and Adaptability, Generally Accepted Accounting Principles (GAAP), Managing Multiple Priorities, Problem Solving Work Experience Roles at this level typically require a university / college degree with Education Bachelors Certifications No Required Certification(s) Licenses No Required License(s) Pay Transparency Base Salary: $37,000.00 u2013 $102,050.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window Generally, this opening is expected to be posted for two business days from 08/27/2025, although it may be longer with business discretion. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards (. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at . Please include u201caccommodation requestu201d in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call 877-968-7762 and say

Created: 2025-11-01