Senior Underwriter, Small Commercial

*This is a remote position with occasional travel to Kentucky for in person agency visits. Ideal candidate will live and work remotely in Kentucky or surrounding states. This is a ranged posting. Level offered will be based on candidate experience at manager discretion.**Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As aSmall Commercial Underwriterin property casualty insurance, you’ll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals.We encourage you to apply and bring your expertise if you’re a:Strategic Account Manager: As part of your portfolio strategy, you’ll ensure a profitable book of Property and Casualty insurance by writing new accounts withpremiums of$100,000 and below, and growing successful agent and broker relationships and pursuing renewalsProblem solver: You’ll crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversificationClear communicator: You’llmaintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvalsCollaborative teammate: Contributing to overall team success, you’ll mentor underwriters in both a technical and professional capacity sharing best practices and identifying opportunities for continuous improvementConscientious professional: Understanding that the deal isn’t done until the paperwork is complete, you’ll documentaccount reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelinesExperience3-5+ years of commercial lines underwriting experienceExperience with multi-line insurance productsSkillsAnalytical, problem-solving capabilitiesStrong territory management skillsExcellent communication skillsAn aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwritersKnowledgeCommand of insurance finance and actuarial conceptsThorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territoriesUnderstanding of contract language, including regulatory and policy differences among applicable statesFamiliarity with continuous improvement processes and toolsEducationA bachelor’s degree in a related fieldChartered Property Casual Underwriter or other professional insurance designation preferredPay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded inevery aspect of our culture and reflected in everyday interactions. This comes to life through comprehensivebenefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://LMI.co/BenefitsLiberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.Fair Chance NoticesCaliforniaLos Angeles IncorporatedLos Angeles UnincorporatedPhiladelphiaSan Francisco

Created: 2025-11-28