Fair Lending Officer SR.-Hybrid

TheFair Lending Officer Sr.is responsible for developing, implementing, and executing the organization’s HMDA and Fair Lending programs, encompassing compliance risks associated with residential real estate and consumer lending. The Fair Lending Officer Sr. should be conscious of streamlining efforts, cost-effectiveness, safety and soundness, and proper maintenance of the risk and internal control structures.Maintain a sound knowledge of State and Federal regulations and laws related to Fair Lending and HMDADirect the monitoring of compliance with applicable laws and regulations and update relevant members of management regarding the adequacy of current policies and regulatory compliance effortsDesign and execute Fair Lending Risk assessments to ensure compliance risks associated with Fair Lending laws, regulations, and guidance’s are adequately identified and addressedIdentify gaps in product/service offerings and recommend lending, service, and investment strategies to support the Credit Union's Fair Lending and HMDA reporting efforts under large institution performance criteriaProvide guidance and training to Logix staff regarding complex compliance issues related to Fair LendingEvaluate and design programs to ensure appropriate level of compliance within the companyInteract with all levels of the Credit Union to communicate and disseminate compliance concepts and issuesDevelop, administer and maintain a sustainable Fair Lending Compliance Program, including program documentation, policies, procedures, reporting, data inputs and best practicesOversee and conduct the development and maintenance of sustainable data repositories and related reporting to identify, risk-rate, and escalate Fair Lending and technical HMDA reporting issues to the appropriate levels of management. This includes both quality assurance of HMDA data, as well as underwriting, pricing, marketing, redlining, steering, and geographic distribution analysis for Annual Fair Lending complianceDevelop and maintain a sustainable technical HMDA reporting process, and a risk-based process to identify and evaluate patterns and practices for Fair LendingIdentify data elements that need to be captured and work with appropriate departments to ensure data is gathered timely and accuratelyAssist subject matter experts and Logix departments in the identification and mitigation of risks relevant to Fair Lending and HMDA reportingMaintain a current library of regulations, interpretations of the regulations and other reference materials on Fair Lending and HMDA compliance mattersCoordinate compliance-related communication with regulatory agencies, facilitate the conduct of regulatory examinations and assist management in coordinating the correction of deficiencies noted in examination reportsReview reports of findings prepared by Internal Audit and Federal and Federal regulatory agencies relating to regulatory compliance audits, and ensure findings and recommendations are monitored and remediated in a timely mannerManage escalations from business units on heightened Fair Lending risksReview complaints received which allege discrimination or have fair lending concernsWork closely with Consumer Lending and Residential Real Estate management teamsParticipate in various committees such as Compliance, Enterprise Risk Management, Senior and Junior Loan Committees, Loan Quality, Branch Deployment and Sales/Marketing/Lending planningEducationMin/Preferred:Education Level: 4 Year / Bachelors DegreeDescription: Bachelor's degree (B.A. or B.S.) in Accounting, Business or Finance from four-year college or universityExperienceMinimum Years of Experience: 5-7Preferred Years of Experience: 10A minimum of 5-7 years of experience in the field of regulatory compliance in the financial services industry or with a state or federal banking agency is required.Comments: 7-10 years' experience and/or training in the financial services industry, or equivalent combination of education and experience with a focus on Fair Lending and HMDA reportingKnowledge, Skills & AbilityWell-organized, efficient, detail-oriented self-starter, able to work independentlyExcellent analytical ability, and the ability to compile reporting from disparate data sources, conduct thorough research, interpret and understand laws and regulations, and provide workable recommendations and solutions to problemsBroad knowledge of, and practical experience with, credit union or other financial institution operating areas, functions, products and services and the laws and regulations which apply to credit unionsAbility to handle simultaneously, multiple tasks and changing priorities in an efficient and effective mannerExcellent oral and written communication skillsThe ability to work with all levels of management and credit union staff, as well as membersDisclaimerLogix Federal Credit Union is an equal opportunity employer that does not discriminate in employment opportunities or practices on the basis of race, religion, color, sex, sexual orientation, gender identity, national origin, protected veteran or disability status, or any other status protected by law.USD $89,614.90 - USD $138,903.10 /Yr.

Created: 2026-01-08