Commercial Banking Officer

About The RoleOur growing financial institution, Wheatland Bank, is seeking a Commercial Loan Officer to be an integral part of our team. The Commercial Loan Officer develops new commercial loan business and manages a portfolio of assigned commercial loans. The Commercial Loan Officer serves as a representative to current and potential banking clients who require commercial loan services to meet their needs. The position requires interviews and credit analysis on new and existing credit applications and arrives at a conclusion to recommend approval or to decline credit applications. The Commercial Loan Officer advises customers on loan status and approvals and works closely with Credit Administration to maintain loan quality and ensure the timely and accurate processing of loan requests.The pay range for this position is:Spokane range: $100,276 to $150,414 plus commissions, based on individual production, range of commissions $0 - $100,000/annually. You will become a participant in the Commercial Loan Officer incentive plan immediately upon starting employment with us.DUTIES AND RESPONSIBILITIES:Develop new business by meeting with current and prospective commercial customers within the target market.Meet with applicants to obtain information; compile and analyze data for loan requests; submit applications to credit analysts for preparation of financial analysis and approval recommendations.Recommend products and services to potential borrowers and handle inquiries from applicants including explanation of the loan requirements and process.Screen loan requests based on bank policies and procedures and on types of loans offered.Prepare and present loan proposals and packages in accordance with bank standards for presentation to senior management, loan committee and the board of directors.Confer and work closely with Loan Assistants and the Credit Analyst to expeditiously decision loan requests.Monitor existing loan portfolio to maintain a high-quality credit culture.Becomes a brand ambassador in the Community and volunteers in local organizations.About YouREQUIRED QUALIFICATIONS:Bachelor's degree in Accounting, Business Finance, Administration or related field.Or a minimum of 5 years of similar or related financial industry experience.Knowledge, Skills, and Abilities:Excellent interpersonal, leadership, verbal and written communication, and presentation skills.Excellent time management and organizational skills.Courtesy, tact, and diplomacy are essential elements of the job. Relate to others in an open and accepting manner; friendly and approachable. Sense how others feel; treat others with fairness, dignity and respect. Cultivate rapport with all persons encountered at municate Effectively: Communicate effectively both verbally and in writing with others in a clear, thorough and timely manner using appropriate and effective communication tools and techniques.Customer Service: We pride ourselves on striving to offer

Created: 2026-01-12