Credit Administration Coordinator

Description Bravera is hiring for a Credit Administration Coordinator at any Bravera location. Bravera is an employee- and director-owned company that is committed to helping our employees forge a new path in their career. We work together to drive continuous improvement which enhances the customers experience and keeps our organization moving forward. This position is responsible for coordinating the credit administration functions of Bravera Bank. Overall responsibility will focus on documentation of credit actions of Loan Committee and reporting various level reporting for Board of Directors, Department Managers, and Chief Credit Officer. Identify opportunities to create standardized forms, processes, and procedures relating to credit or product review functions. Responsible for coordinating the Bravera Loan Committee. SUPERVISION RECEIVED: Works under the supervision of the Chief Credit Officer SUPERVISORY RESPONSIBILITIES: None. PRIMARY DUTIES AND RESPONSIBILITIES: Coordinate Loan Committee Meeting (generally 2/week) + Create agenda, send to committee members, maintain calendar (held via video conference) + Post credit presentations and meeting materials electronically for committee reference to common drive + Record committee decisions and voting via credit approvals or word documents for non Web Equity items + Advise lenders, assistants, and other departments relative to the dayu2019s meeting content of committee action + Items for board review Loan Documentation + Post BLC agendas (PDF format) for recordkeeping, includes BLC Committee, Overdrafts, Denials, email votes, BOD actions of credits + Track loan activity weekly via query from WEM + Research and provide committee documentation upon request + Track & advise of credit requests for insider loans (Reg O reportable) + Maintain forms submitted for committee approval (Charge Off, Non Accrual, Risk Rating Reclassification, Credit Card) + Track exception approvals and query weekly for quarterly reporting to BOD. + Monitor ILTV-SLTV trends Periodic Reporting + Semi-Annual Borrower Concentration Report (December/June) + Annual Review of Purchased Participations/UBPR criteria & Tracking (2/yr) + Impairment Reporting u2013 30 days prior to quarter end. Monthly Exception reporting u2013 DMu2019s currently not providing (WEM) Approval at all levels LTV charts Underwriting charts Past due trend Portfolio concentration Coverage Ratio/Classified trend = short version credit administration Quarterly RE concentration trends SLTV trends Borrower concentration u2013 working w/JHA for enhancements Past due u2013 graphs Hotel/Motel/Church concentration Policy Maintenance + Bravera Bank Loan Policy & Exhibits u2013 Annual review in September; updates as needed + Bravera Bank Loan Procedures & Exhibits u2013 Annual review in September, updates as needed + Verify all forms and links are current as supposed to be used in all locations + Responsible for promoting teamwork and open communication among all functions of the organization and with Subsidiaries. + Responsible for promoting the organization in the community through participation in various civic and community events, activities, committees, and organizations. + Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information. + Contribute to the overall success of the organization. + Adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act. In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer. ADDITIONAL RESPONSIBILITIES & COMMITTEES: + Participate in Action Team and Committees, as assigned. + Assist with special credit administration projects, as requested. QUALIFICATIONS: + Bacheloru2019s degree in business, finance, or related field. OR + An acceptable combination of education and work experience. Location Any Bravera location Benefits To support this, we provide a competitive and rewarding compensation package which includes a competitive salary, incentive compensation opportunities, retirement plan with company match, health insurance, paid holidays, paid time off (PTO), paid community volunteer time and stock opportunities. As a learning organization, we are committed to investing in the growth and development of our team members, offering training opportunities and tuition reimbursement. Our Values + Give and earn trust. We support and empower one another to earn trust through accountable performance. + Learn, teach and mentor. We are a learning organization that invests in growth and development. + Collaborate and innovate. We work together to drive continuous improvement to enhance your experience. Want to learn more about careers with Bravera? Go to bravera.bank/careers. #ForgeYourPath with us Find us on Facebook (, Instagram (, X (, LinkedIn (, Youtube (, and Tik Tok. ( --- Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing or action, including an investigation conducted by the employer or (c) consistent with the contractoru2019s legal duty to furnish information. 41 CFR 60-1.35(c). Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights ( notice from the Department of Labor.

Created: 2026-01-29