Senior Credit Analyst

Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunities, and our sustained growth and expertise in industries like real estate, entertainment and media, private equity and venture capital, and high-tech help build sustainable businesses and expand our associates’ potential for career advancement.Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank with a strong foundation, an enterprising spirit and a commitment to absolute integrity. East West Bank gives people the confidence to reach further.East West Bank is currently seeking a Sr. Credit Analyst for our Charter School and Non-Profit group. The Sr. Credit Analyst will work with the team’s Relationship Managers and Portfolio Managers to perform due diligence,underwrite new credit facilities and to monitor and maintain the loan portfolio. Primary responsibilitiesinclude analyzing financial data to determine the merits of loan requests, monitoring loan covenants, and processing advances and paydowns.Provide support to the team’s Relationship Managers and Portfolio Managers to monitor and maintain the Charter School and Non-Profit loan portfolio. Responsibilities include reviewing and processing of loan advances, collection and tracking the receipt of required financial reporting, the review and spreading of financial statements, updating and maintenance of covenant tracking reports and in some cases, performing due diligence and assisting in the underwriting of credit facilities.Facilitate initiation and booking of deposit services for the Charter School and Non-Profit portfolio. Partner with RMs and other EWB sales Professionals in the Treasury Management, Commercial Banking, Private Banking and other segments to acquire, expand and retain targeted client relationships.Working with RMs, TMS Consultants, and branch staff to put in place optimal process structuresFor Deposit accounts related to credit facilities, work with RMs and Loan Operations to arrange the accounts to facilitate loan transactions while supporting client operationsWorking with client and BSA and Compliance colleagues to obtain all appropriate documentation to clear prospective customers to open accounts at EWBProvide first-point-of-contact support for Deposit related and other non-credit matters for Charter School and Non-Profit clients. Resolve client requests and/or issues independently. Learn to act as an expert advisor for the clients.Support Relationship Manager on underwriting and prepare loan commitment memorandum for approvalAssist with due diligence/analysis on new client relationships and opportunity memos as appropriateAble to demonstrate moderate to superior skills in financial statement spreading and the evaluation of projectionsAssist in accurately risk-rating loans/creditsEvaluate both cash-flow and collateral-based loans/creditsPerforms all duties of complex routine administrative upkeep of portfolios for Relationship ManagerUnderstand credit policy and proceduresDeal with all areas of the bank and all customer types to accomplish the needs of clientsMaintain databases and results tracking as needed to support Charter School and Non-Profit clients business to both internal and external constituenciesAbility to work within set timelines while maintaining quality and attention to detailFlexible and adaptable to a dynamic work environmentMay perform other duties as assignedBachelor's Degree in Finance, Accounting, Management, Marketing or 5 years equivalent work experience in lieu of degree. 3 to 5 years of combined financial services experienceKnowledge of commercial banking products is highly preferredDedicated to the delivery of excellent client service to interact effectively with clients and team members at all levels.Strong written and verbal communication skills.Highly proficient with MS Word, Excel, PowerPoint etcApplicants must have legal authorization to work in the United States. We do not offer visa sponsorship at this time. The base pay range for this position is USD $71,000.00/Yr. - USD $95,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location.

Created: 2026-01-30