Risk Analyst Senior - Life Insurance Risk

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values u2013 honesty, integrity, loyalty and service u2013 define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity We are seeking a highly analytical and experienced Senior Risk Analyst specializing in Life Insurance . The ideal candidate will possess a strong understanding of the insurance sector, with a preference for direct Life Insurance industry experience or extensive insurance risk experience. This role requires a proven ability to manage risk-related projects, engage effectively with cross-functional teams, and present findings to leadership. Proficiency in analyzing and communicating complex data, along with experience with third-party vendors or technology initiatives, is essential for success in this position. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: + Partners with key team members in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations using knowledge. + Communicates results of risk assessments to governance committees, business process owners and various levels of leadership. + Implements new risk policies, practices, appetites and solutions to ensure multidisciplinary understanding and management of risks according to industry standard process. + Improves and contributes to strategies, tools, and methodologies to measure, monitor, and report risks. + Applies knowledge to use or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies. + Serves as a key contributor in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events. + Formulates stress test plans for a line of business or the enterprise including the evaluation of results and framing of contingency plans in partnership with key business partners. What you have: + Bachelor's degree in Risk Management, Business, Finance, or a related field. + 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. + 6 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area. + Or advanced degree/designation in Risk Management, Business, Finance, or other subject area relevant to risk management and 4 years of work experience in a field relevant to risk management. + Risk management experience in a complex institution and/or highly matrixed environment. + Experience in conflict resolution management and ability to challenge at all levels of management and influence business outcomes. + Ability to work with both internal and external partners in a highly collaborative environment. + Critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include ability to make data-driven decisions. + Proactively identifies potential concerns and follows-up to resolve issues. + Knowledge of Microsoft Office products including Excel and PowerPoint. What sets you apart: + Insurance Industry Experience: Demonstrated experience within the insurance sector, understanding its unique operational and financial dynamics. + Project Management and Stakeholder Engagement: Experience managing risk-related projects or initiatives, which involves engaging with cross-functional teams and presenting findings and recommendations to mid- and senior-level partners. + Third-Party and/or Technology Experience: Experience working with third-party vendors or in technology-focused roles, understanding their integration and impact within an organization. + Data Analysis and Communication: Proven ability to source, analyze, and synthesize complex data. This includes effectively communicating insights to diverse team members through well-documented reporting and tailored messaging. Compensation range: The salary range for this position is: $103,450 - $197,730. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on . _Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._ _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._ If you are an existing USAA employee, please use the internal career site in OneSource to apply. Please do not type your first and last name in all caps. _Find your purpose. Join our mission._ USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity. USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself u2013 you just need to share our passion for serving our more than 13 million members. USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. California applicants, please review our HR CCPA - Notice at Collection ( here.USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

Created: 2026-01-30