Risk Analyst I - Property and Casualty

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values u2013 honesty, integrity, loyalty and service u2013 define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity We are seeking a Risk Analyst I with strong industry experience and an understanding of risk frameworks, controls, and compliance expectations. The ideal candidate brings skills in data analysis and trend evaluation , with the ability to interpret risk indicators and recommend effective mitigation strategies. This role requires strong program and project management capabilities , including coordinating crossu2011functional initiatives and aligning work with business priorities. Success in this position depends on excellent prioritization and stakeholderu2011management skills , ensuring risku2011related projects remain on track. Candidates with U.S. military experience u2014through service or as a military spouse/domestic partneru2014are highly valued for the rigor, adaptability, and missionu2011focused execution they bring to the role. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: + Partners with key team members in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations. + Communicates results of risk assessments to governance committees, business process owners and various levels of leadership. + Contributes to the implementation of new risk policies, practices, appetites and solutions to ensure multidisciplinary understanding and management of risks according to industry standard process. + Improves strategies, tools, and methodologies to measure, monitor, and report risks. + Applies working knowledge to assess data and produce analytical insights to understand business objectives, drive risk-based business decisions and influence solution strategies. + Contributes in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events. + Provides oversight of risk through documentation review, assessment of performance monitoring, model validation, and use implementation + Supports the formulation of scenario analysis and/or stress test plans, including the evaluation of results, and framing of contingency plans in partnership with key business partners. What you have: + Bacheloru2019s degree in Risk Management, Business, Finance, or related field + (or 4 additional years of relevant experience in lieu of a degree) + 4+ years of experience in risk management, regulatory work, or operations within banking, insurance, financial services, audit, project management, public accounting, or similar areas or an Advanced degree/designation in a related field + 2 years of risku2011related experience + Knowledge of risk management principles, tools, and systems + Experience working in a complex or highly matrixed environment + Skill in conflict resolution , influencing at all levels, and challenging business decisions when needed + Ability to collaborate with internal and external partners + Strong criticalu2011thinking skills with the ability to make datau2011driven decisions + Proactive in identifying issues and driving resolutions + Proficiency in Microsoft Office , including Excel and PowerPoint What sets you apart: + Industry experience in risk and compliance , with understanding of risk frameworks, controls, and compliance expectations + Data analysis and trend evaluation , with ability to interpret risk indicators and recommend mitigation strategies + Program and project management expertise , including coordination of crossu2011functional initiatives and alignment with business priorities + Strong prioritization skills , with the ability to manage key team member expectations and keep risku2011related projects on schedule + U.S. military experience , gained through military service or as a military spouse/domestic partner, bringing valuable rigor, adaptability, and missionu2011focused execution Compensation range: The salary range for this position is: $85,040 - $162,550 . USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on . _Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._ _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._ If you are an existing USAA employee, please use the internal career site in OneSource to apply. Please do not type your first and last name in all caps. _Find your purpose. Join our mission._ USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity. USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself u2013 you just need to share our passion for serving our more than 13 million members. USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. California applicants, please review our HR CCPA - Notice at Collection ( here.USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

Created: 2026-02-02