Credit Analyst C&I

Summary of the Position: The C&I Credit Analyst specializes in supporting loan requests. This position is accountable for protecting the Bank by assisting Portfolio Managers in providing an unbiased and objective view of the prospective borrower and thoroughly disclosing all identified risks. In addition, this position will support the monitoring and ongoing maintenance of the portfolio. Primary Functions of the Position: + Provide support to Portfolio Managers as the initial point-of-entry for client financial statements, covenant compliance and other relevant information + Prepare spreads in Moody's or Excel to aid Portfolio Managers, Relationship Managers, and Line Management in assessing the feasibility of a loan request + Provide support to Portfolio Managers in the preparation of Credit Approval Requests (CARs), including but not limited to client overview, industry overview, analysis of financial condition, collateral analysis, and identifying risks & mitigants + Reviews and analyzes financial statements and interprets findings for the preparation of annual or quarterly credit reviews as required on relationships + Collaborates with Portfolio Managers to seek out early warning signs of deteriorating credit trends and makes ongoing assessments relative to credit risk ratings (both positive and negative) + Conducts ongoing research on industries / concepts and identifies trends + Ensures compliance with the Banku2019s credit policies and procedures Education and Experience Requirements: + Bacheloru2019s degree in accounting, finance, or related field, or equivalent combination of education and experience + Minimum 2 years of credit analysis, accounting, or financial analysis Essential Skills and Abilities: + Demonstrated knowledgeofaccountingtheoryand itspracticalapplication inthecreditunderwriting process. + Strong analytical skills including the ability to read and assess individual and company financial statements. + Excellent organization skills, attention to detail and the ability to work in a fast-paced environment and complete assignments in a timely manner. + Strongwrittenandverbalcommunicationskills + Strongpresentationskills + Ability to work independently and within a team. + Advanced Microsoft Excel skills and general proficiency using the Microsoft Office suite

Created: 2026-02-05