Counsel - Commercial Lending & Workout

Work Location: Mount Laurel, New Jersey, United States of America Hours: 40 Pay Details: $140,000 - $231,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Legal Job Description: Department Overview: TD's US Commercial Lending & Workout Legal team supports the US Commercial Bank and Commercial Workout, helping to enable their business strategies while managing legal risks presented in day-to-day operations. The team works closely with senior leadership, credit management, credit risk, relationship managers, and workout officers to provide legal support in a number of areas, including without limitation policy and procedure reviews, issue remediation, contract negotiation, transactional risk analysis, litigation management, and the sourcing of legal advice from other teams internal to TD Legal and external law firms as needed. Depth & Scope: + Provides consistent and sound legal advice in a clear, concise and responsive manner by taking initiative to develop legal knowledge and skill; knowing relevant substantive law, identifying legal issues; knowing the business and its products, operations, strategy, risk appetite and regulatory environment; owning the role of interpreting legal requirements through a balanced understanding of the law and business context to formulate relevant legal theories; and identifying business issues and policies related to the legal requirements, describing legal issues and options to the client + Identifies conflict situations and brings more senior lawyers into the decision-making process as appropriate by identifying situations when actions that the business unit wants to take conflicts with TD's risk appetite and discusses with client how particular actions might be inconsistent + Effectively contributes to and/or leads negotiations and conflict resolutions by gathering supportive information in preparation for the negotiation, understanding the dynamics of the process and displaying an effective combination of firmness, tact, patience and respect in dealing with all parties involved Education & Experience: + Bachelors degree required + JD from accredited law school required + 5+ Years of related experience + Admission to appropriate State Bar in good standing and licensed to practice law in the State + Basic understanding of banking/financial services operations and issues + Ability to simplify, problem solve, multitask and work effectively against deadlines + Integrity and high moral standards + Strong negotiation and conflict resolution skills + Strong legal research and analysis skills + Detail oriented + Must be able to apply legal knowledge to the business + Ability to exercise sound judgment + Excellent oral and written communication skills + Strong teamwork and client skills + Highly motivated + May supervise administrative and paralegal staff and junior attorneys Preferred Qualifications: + Commercial lending transactional experience in a law firm or in-house environment + Deep experience negotiating commercial financing contracts + Experience managing or assisting with commercial loan workouts + Experience with subsidiary and/or entity-level corporate governance + Working knowledge of laws, rules, and regulations applicable to commercial and small business lending + Experience working in a regulatory environment + Experience with auto finance transactions and processes a strong plus Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel u2013 Occasional + International Travel u2013 Occasional + Performing sedentary work u2013 Continuous + Performing multiple tasks u2013 Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds u2013 Occasional + Sitting u2013 Continuous + Standing u2013 Occasional + Walking u2013 Occasional + Moving safely in confined spaces u2013 Occasional + Lifting/Carrying (under 25 lbs.) u2013 Occasional + Lifting/Carrying (over 25 lbs.) u2013 Never + Squatting u2013 Occasional + Bending u2013 Occasional + Kneeling u2013 Never + Crawling u2013 Never + Climbing u2013 Never + Reaching overhead u2013 Never + Reaching forward u2013 Occasional + Pushing u2013 Never + Pulling u2013 Never + Twisting u2013 Never + Concentrating for long periods of time u2013 Continuous + Applying common sense to deal with problems involving standardized situations u2013 Continuous + Reading, writing and comprehending instructions u2013 Continuous + Adding, subtracting, multiplying and dividing u2013 Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more ( Additional Information: Weu2019re delighted that youu2019re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, weu2019re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If youu2019re interested in a specific career path or are looking to build certain skills, we want to help you succeed. Youu2019ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If youu2019re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that youu2019ve got everything you need to succeed in your new role. Interview Process Weu2019ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Created: 2026-02-11