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Premium Auditor

NJM Insurance - Trenton, NJ

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Job Description

Our Commercial Lines department is seeking a Premium Auditor with strong organizational and time management skills. The field auditor will be responsible for performing audits of Commercial Lines policies in accordance with company, industry and government rules and regulations in order to establish appropriate classifications, exposures, and basis of premium for each insured in. This position will cover Middlesex, Somerset and Union County. Essential Duties and Responsibilities: + Conducting Premium Audits on Commercial Lines policies, which can include multi-state and/or multi-line policies. + Performing a thorough review of the policyholderu2019s records to identify the insuredu2019s exposures to the coverage provided. + Verifying employer classes, claimant information, tax identification numbers, and payroll for the audit period, as well as other appropriate information required to ensure a complete and thorough audit. + Documenting and processing the audit to explain deviations when compared to prior audit results and changes in the insuredu2019s exposures within established guidelines. + Interacting and building rapport with the policyholder. + Collaborate with Underwriting, Loss Prevention, Workersu2019 Compensation Claims, Special Investigations Unit to ensure policyholders and department management are aware of and understand audit variances. Required Qualifications: + 3-6 years prior Commercial Lines Auditing experience + Knowledge of Accounting principles + Knowledge of Workers Compensation, General Liability, and/or premium audit procedures + Knowledge of Microsoft Word, Excel and Outlook is required. + Strong verbal, listening and written communication skills. + Must be able to work independently and as a team. + Analytical decision-making capabilities are required. + Must have a valid driveru2019s license for travel to customers locations. Preferred Qualifications: + A Bacheloru2019s degree in Business Administration, Accounting or Finance is preferred. + Insurance Industry Experience + APA (Associate in Premium Auditing) + CIPA (Certified Insurance Premium Auditor) + ARM (Associate in Risk Management) + CPCU (Chartered Property and Casualty Underwriter) Compensation: Salary is commensurate with experience and credentials. Pay Range: $73,427-$85,345 Eligible full-time employees receive a competitive Total Rewards package, including but not limited to a 401(k) with employer match up to 8% and additional service-based contributions, Health, Dental, and Vision insurance, Life and Disability coverage, generous PTO, Paid Sick Leave, and paid parental leave in addition to state-mandated leave. Employees may also be eligible for discretionary bonuses. Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.

Created: 2026-02-13

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