Senior Underwriter Loss Mitigation

JOB REQUIREMENTS: Description Position Summary: This position isresponsible for underwriting residential mortgages and consumer loans toensure compliance with secondary market, independent investor, mortgageinsurance company and internal bank requirements. Responsibilitiesinclude a detailed examination of the loan credit profile, asset/incomeprofile, the collateral and other loan documents. This position will beresponsible for reviewing the more complex loan submissions as well asact as a subject-matter-expert/resource for the mortgage loanproduction/operations team. The individual will utilize the appropriateautomated underwriting engines as well as perform manual reviews ofin-house loan submissions. This position will communicate and workclosely with Mortgage Lenders, Mortgage Processors, and Closers as wellas other internal/external clients. This position is responsible forperforming monthly underwriting audits on active loans, reporting auditresults to management, working with outside vendors and FNMA tofacilitate external audits and keeping abreast of new qualitycontrol/underwriting requirements and participating in the creation andimplementation of related procedures. This position is also responsiblefor evaluating non-performing loans, determining the best suited lossmitigation program and guiding the customer through the process.Additional assignments may include the management of delinquent taxes,FNMA reporting, submitting reimbursement claims, tracking collectionefforts and working directly with customers on loan renewals.Requirements Essential Functions & Duties: Calculating income,debt-to-income ratios and loan-to-value to ensure results meetappropriate lender guidelines Providing a synopsis of loan strengths andweaknesses on in-house loans Ensuring accuracy of FNMA DesktopUnderwriter findings Building strong relationships with internal staffincluding Mortgage Advisors, Processors and Closers. Qualifications:Required Education and Experience High school diploma or equivalent 5+years' experience in Underwriting or related work; or equivalentcombination of experience and education. Preferred Education andExperience Post-secondary degree/classes Additional EligibilityRequirements Basic math skills, knowledge of underwriting, andcompliance regulations Strong attention to detail with solidorganizational and time management skills to be able to workindependently and handle multiple priorities under pressure of timeconstraints Ability to identify problems and develop procedures toresolve or correct situations Excellent customer service, written andverbal communication skills Why Work for Park Bank? Robust BenefitPackage... For full info follow application link. Park Bank is an equalopportunity employer. All qualified applicants will receiveconsideration for employment without regard to race, color, religion,sex, national origin, disability status and protected veteran status. APPLICATION INSTRUCTIONS: Apply Online:ipc.us/t/9444464980144895

Created: 2026-02-23