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Senior Credit Analyst

Robert Half - Lincoln Park, NJ

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Job Description

Description A busy company in the Lincoln Park area is seeking a Senior Credit Analyst to join their growing company. This Senior Credit Analyst will get to join a team that offers career advancement and a flexible working schedule. This Senior Credit Analyst role is essential in managing credit risk while ensuring cash flow optimization through effective credit and collection strategies. The ideal Senior Credit Analyst candidate will have strong financial statement analysis and a proactive approach to monitoring financial data and customer accounts. Other responsibilities of this Senior Credit Analyst will include but not be limited to: Senior Credit Analyst Responsibilities: u2022 Manage a portfolio of high-profile accounts by monitoring and controlling credit exposures effectively. u2022 Analyze credit data and financial statements of customers to assess creditworthiness and determine credit limits. u2022 Negotiate and secure appropriate credit instruments such as guarantees, letters of credit, and collateral to reduce financial risk. u2022 Collaborate with internal teams, including Commercial, Contracts Administration, and Legal, to ensure accuracy in transactional documents and contracts. u2022 Identify opportunities to improve cash flow and address delinquent accounts promptly through regular portfolio reviews. u2022 Resolve disputes by working closely with counterparties and internal departments like Customer Care, Billing, and Cash Application. u2022 Evaluate changes in customer creditworthiness and financial standing to align credit capacity with potential sales volumes. u2022 Prepare periodic reports to support daily credit evaluations and provide insights for management planning. u2022 Forecast credit exposures based on anticipated product movements and ensure compliance with credit requirements. u2022 Continuously improve credit processes by proposing enhancements to risk mitigation, internal controls, and cash flow strategies. This Senior Credit Analyst position is paying between $100,000 and $125,000 annually depending on experience. If interested in this Senior Credit Analyst role, apply today Requirements u2022 Bacheloru2019s degree in Finance or Accounting is required. u2022 At least 5 years of experience in commercial credit, preferably in the petroleum industry. u2022 Strong skills in financial statement analysis with exceptional attention to detail. u2022 Ability to perform effectively in a fast-paced environment. u2022 Excellent communication and interpersonal skills with a results-driven attitude and high integrity. u2022 Proficiency in Microsoft Excel and other applications like Outlook, Word, and PowerPoint. Robert Half is the worldu2019s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app ( and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. u00a9 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking u201cApply Now,u201d youu2019re agreeing to Robert Halfu2019s Terms of Use ( and Privacy Notice (.

Created: 2026-02-27

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