Senior Engineer - Payments Modernization

Senior Engineer - Payments Modernization Jersey City, New Jersey;Charlotte, North Carolina To proceed with your application, you must be at least 18 years of age. Acknowledge ( Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge ( Refer a friend To proceed with your application, you must be at least 18 years of age. Acknowledge ( Bank of America employees are required to meet all posting eligibility requirements prior to applying for any new position. Acknowledge ( Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammatesu2019 physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us Job Description: This job is responsible for defining and leading the engineering approach for complex features to deliver significant business outcomes. Key responsibilities of the job include delivering complex features and technology, enabling development efficiencies, providing technical thought leadership based on conducting multiple software implementations, and applying both depth and breadth in a number of technical competencies. Additionally, this job is accountable for end-to-end solution design and delivery. Position Summary + We are seeking a highly experienced and technically proficient Senior Engineer to join our team in building a next-generation wire payment processing platform. This role blends leadership and architecture, requiring deep expertise in modern technologies and payment systems. + The Senior Engineer will guide cross-functional teams in delivering high-impact features, ensuring alignment with business objectives, technical standards, and agile delivery practices. The ideal candidate will have strong experience in leading teams working in Java, Node.js, Oracle, Kafka, RabbitMQ, and cloud platforms (AWS, Azure, or GCP). Familiarity with Finacle core banking platform is a significant plus. Responsibilities: + Ensures that the design and engineering approach for complex features are consistent with the larger portfolio solution + Define the technology tool stack for the solution and evaluate and adapt new testing tool/framework/practices for team(s) + Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline + Guides and influences team(s) on design and best practices for high code performance u2013e.g. pairing, code reviews + Provides end-to-end delivery of complex features, including automation, for either a single team or multiple teams, at the program level + Conducts research, design prototyping and other exploration activities such as evaluating new toolsets and components for release management, CI/CD, and features + Works with stakeholders to establish high-level solution needs and with architects for technical requirements Required Qualifications Ten plus years experience with the below: + Ensuring compliance with industry standards and regulations + Collaborating with clients and internal teams to gather requirements and develop solutions + Optimizing existing cloud infrastructures for performance and cost-efficiency + Providing technical leadership and mentoring to team members + Recent experience tackling complex challenges in distributed data systems using Java (Enterprise Edition), Oracle SQL, and Python. + Experience using Java/J2EE technologies to develop scalable enterprise-grade applications, libraries, and frameworks. + Designed and developed solution architecture to scale backend systems with Spring framework, Spring MVC, and RESTful APIs. + Hands-on experience with messaging systems like Kafka and RabbitMQ. + Utilized DevOps technologies for CI/CD including Ansible, Jenkins, JFrog, and Git. + Five years experience with Domain expertise in payment systems including Wire, ACH, RTP. + Designed and implemented database development on Oracle Exadata. + Proven experience in leading and mentoring a team of engineers. + Strong understanding of software development, testing, deployment, and support using agile methodologies. + Expert-level proficiency in Java Enterprise Edition and related frameworks (e.g., Spring, Hibernate) and advanced SQL. + Excellent written and verbal communication skills. + Ability to write specifications and design documents. Desired Qualifications + Knowledge of ISO 20022 messaging standards. + Exposure to event-driven architecture and distributed systems. + Understanding of regulatory and compliance requirements in financial services. + Experience with observability tools like Splunk, Prometheus, and Grafana. + Knowledge of financial products data such as Equities, Fixed Income, and Derivatives. + Agile/Scrum certification or experience working in agile environments. Skills: + Automation + Influence + Result Orientation + Stakeholder Management + Technical Strategy Development + Application Development + Architecture + Business Acumen + Risk Management + Solution Design + Agile Practices + Analytical Thinking + Collaboration + Data Management + Solution Delivery Process Shift: 1st shift (United States of America) Hours Per Week: 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your

Created: 2026-03-02