Distributed Mortgage Loan Senior Processor

OH0713 NW Bancshares HQ Job Description The Distributed Mortgage Loan Processor is responsible to process residential mortgage loan applications in accordance with internal policies and procedures, secondary market guidelines, as well as relevant government regulations and procedures. Essential Functions u2022 Ensure compliance with third party vendors and total document and data integrity u2022 Manage personal workload/workflow u2022 Interact with Mortgage Loan Originators, Loan Production Assistants and other members of the fulfillment team on a daily basis u2022 Obtain original information and documentation from Mortgage Loan Originators (MLOs) and Loan Production Assistants for underwriting review u2022 Interact with third-party vendors to acquire verifications, appraisals, title work, flood zone determinations, insurance documentation, payoffs, tax transcripts and other reports as needed for each loan file u2022 Organize, review and validate all loan file documentation for completeness and quality to ensure that the file is ready for submission u2022 Manage a pipeline of working loan files to ensure loan files move through processing and closing in a timely manner u2022 Update data in the Encompass loan origination system to ensure all file information is current and accurate u2022 Process loan files in compliance with Northwest policies, regulatory guidelines, investor and industry standards u2022 Maintain current knowledge of mortgage loan programs, procedures and guidelines Additional Essential Functions u2022 Ensure compliance with Northwestu2019s policies and procedures, and Federal/State regulations u2022 Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency u2022 Work as part of a team u2022 Work with on-site equipment Additional Responsibilities u2022 Complete special projects as requested Safety and Health for those without supervisory duties u2022 Abide by the rules of the safety and loss prevention program u2022 Perform work tasks in a safe manner u2022 Report any and all injuries to supervisor u2022 Know what to do in case of an emergency QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Work Experience + 3 - 5 years of experience in the mortgage industry + 2 - 6 years of experience demonstrating success processing mortgage loans for a financial institution General Employee Knowledge, Skills, and Abilities u2022 Ability to establish effective working relationships among team members and participate in solving problems and making decisions u2022 Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written u2022 Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information u2022 Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information u2022 Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas Additional Knowledge, Skills and Abilities Knowledge of banking industry laws, regulations and the retail origination process. Knowledge of conventional, government loan products and guidelines including Fannie Mae, Freddie Mac, FHA, USDA-Rural Housing and VA loans. Excellent verbal and written communication skills with the ability to work closely with other team members. Proficient organizational and multi-tasking skills with attention to detail, accuracy and thoroughness. Ability to work in a fast-paced high production environment. Ability to work collaboratively and manage multiple deadlines and priorities. #LI-MM1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees. A t Northwest, weu2019re here for what's next. Whether we're finding opportunities for families, businesses and communities or opening doors for our team, we share a passion for helping the people around us succeed. And we know that in order to provide the highest level of care, we need to understand unique experiences and perspectives. That's why, whether you're interested in a corporate role or something customer-facing, your talent and voice matter. Here, you belong. Working at Northwest, you'll find that we recognize our employees for the important work they do through competitive compensation and benefits, professional development opportunities and by regularly celebrating wins along the way. So, take a look at the opportunities here. And join us as we move into the future making a difference for the people we serve.

Created: 2026-03-16