Credit & Risk Specialist

Description Salary Range: $100,999-$134,665 Relocation: No About Us Oncor Electric Delivery Company LLC, headquartered in Dallas, is a regulated electricity transmission and distribution business that uses superior asset management skills to provide reliable electricity delivery to consumers. Oncor (together with its subsidiaries) operates the largest transmission and distribution system in Texas, delivering power to nearly 4 million homes and businesses and operating more than 144,000 miles of transmission and distribution lines in Texas. Position Summary As a Credit Risk Specialist at Oncor, youu2019ll performs a role in Credit risk management and a supportive role within the Treasury group. To support Credit Risk Management, you'll assist the Credit Manager in managing the administration of the Oncor Credit Risk Policy and develop credit risk reports for the senior leadership, the Risk Management Forum and for quarterly and annual financial disclosures. To support the Treasury Group, you'll support Treasury Securities and Exchange Commission (SEC) reporting, daily treasury operations, and financial compliance activities. Key Responsibilities For Credit Risk: + Provide stakeholders with analysis of current and prospective counter party business and financial credit worthiness. + Ensure credit extension to Retail Electric Providers follow the Public Utilities Commission (PUC) Substantive Rule 25.107. + Assist in directing and monitoring credit activities that balance strong support of Oncor operating activities while maintaining the quality of receivables and mitigating risk in the portfolio to support Oncoru2019s objectives and strategies while optimizing risk/return. + Interface with all business units within Oncor especially the Accounting, Revenue Management and Legal departments to facilitate Oncor business objectives. + Develops full knowledge of and assists in managing the Companyu2019s credit policy and procedures for Oncor operations. + Assists in preparing credit risk reports to the Risk Management Forum, Leadership Team and business units as needed. + Maintains and applies credit risk methodologies used in both the credit evaluation process and scoring matrix for assessing credit risk in establishing counter party credit limits. + Assist in administering the Accounts Receivable Securitization Financing program. + Provides credit analysis and makes recommendations to business units on credit exposure with counter parties. + Negotiates, monitors and manages all collateral when warranted and received by Oncor; understands form and legal ramifications of content within letters of credit, guaranties and surety bonds. + Ensures proactive monitoring system for maturing securities, such as letters of credit, guaranties or surety bonds, is properly maintained and reviewed. + Manages and monitors accounts receivable levels; assists in collections especially on problem accounts; participate in regular conference calls with the out-sourced collection group. + Assists in managing and monitoring bankrupt accounts, files timely proof of claims, attends creditors/debtorsu2019 meetings and works with Legal counsel to maximize return. + Understands and conducts information searches within Oncoru2019s Financial Information Management (FIM) Accounts Receivable (AR) + Identifies areas of process and system improvements and develops strategies to enhance efficiency. Compliance, Insurance and Treasury Operations: + Assist Credit Manager in preparing and submitting the required Request for Information (RFIu2019s) on a quarterly basis in support of providing necessary disclosure in 10Q and 10K filings. + Assist in preparation of certain compliance documents and in the absence of such Treasury Operations individuals, perform their duties to the same standard. + Facilitates u2018small shopu2019 approach to multiple functions (finance compliance, insurance, treasury operations, maintenance of major financial instruments, etc.) with periodic cross training and sufficient review of compliance with financial instruments and insurance policies in order to achieve role performance in the absence of any incumbent. + Supports the compliance and insurance manager in daily operations, including timely execution of officer certificates and compliance obligations, reviews of finance and insurance agreements and acts in the place of the manager in their absence. + Supports treasury operations personnel in daily procedures and serves in place of associates in their absence. + Timely notifies cash manager of any large anticipated AR collections to assist daily projection of cash. + Reviews daily lockbox and electronic payments to assist the Revenue Processing group in processing timely payments. + Assists in various Finance and Treasury projects as needed. Skills + Proficient understanding of regulatory, financial and subjective credit data in order to appropriately evaluate counter party credit worthiness. + Ability to understand and analyze a balance sheet, income statement and cash flow statement. + An understanding of collateral documents including guarantees, letters of credit and surety bonds. + Strong leadership skills and the ability to influence others, both externally and internally. + Strong verbal, written, listening and conflict management skills. + Proficient business acumen including knowledge of Oncoru2019s business objectives and regulatory environment. Education and Experience + High School diploma, GED, or equivalent and 5+ years of experience in a credit-related environment. + Applicants with a degree in finance, business economics or accounting are encouraged to apply. Measures of Success + Timely and accurate credit risk and other reports to management and external sources. + Timely and accurate processing of borrowing notices. + Accurate tickler system for monitoring of security. + Minimize bad debt expense and percentage of receivables beyond 30 days past due. + Understanding other positionsu2019 responsibilities and obligations within the Treasury group and assist in fulfilling their obligations in their absence. + Ability to possibly assume the role of Credit Risk Manager within one year if applicable. Benefits At Oncor, we offer a comprehensive set of benefits, compensation and performance management programs designed specifically to attract, retain, motivate and reward our high-performing workforce. Our supportive and inclusive culture allows every team member the opportunity to thrive and make a difference. We invest in our employeeu2019s success and well-being by offering such things as: + Annual incentive program. + Competitive health and welfare benefits (medical, dental, vision, life insurance). + Ability to earn wellness incentives (up to $2,300 in 2026 as an Employee only) and other wellbeing resources. + 401k with dollar-for-dollar company match up to 6%. + 401k match with student debt program. + Cash balance pension plan. + Adoption Assistance. + Mental health resources. + Employee resource groups. + Tuition reimbursement. + Competitive vacation, 10 company holidays and 2 personal holidays. + Paid parental leave. + Salary continuation for up to 6 months for approved employee illness or injury. + Other perks such as commuter benefits, electric vehicle incentive program, appliance purchase plan. Participation in benefit programs for employees in collective bargaining units is subject to the applicable collective bargaining agreement. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights ( notice from the Department of Labor.

Created: 2026-03-30