Senior Corporate Counsel - Prepaid Card Business

At U.S. Bank, weu2019re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atu2014all from Day One. Job Description The U.S. Bank Law Division is seeking an experienced attorney to support U.S. Banku2019s Prepaid Card (Prepaid) business line. This attorney provides legal counsel across U.S. Banku2019s portfolio of prepaid card programs, including general purpose reloadable cards, government, corporate, and payroll prepaid cards. The position offers candidates a career with exposure to diverse legal and regulatory issues and the opportunity to collaborate closely with business partners across the organization, serving as a trusted legal and business advisor. Responsibilities include - Monitor, interpret, and apply prepaid- and paymentsu2011specific consumer regulations, including Reg. E, CFPB prepaid account rules, UDAAP standards, and network operating regulations, to ensure compliant product features, disclosures, and customer communications. - Draft, review, and enhance consumeru2011facing materials for prepaid and payments products, translating complex regulatory and network requirements into clear, accurate, and accessible disclosures, marketing content, and customer education resources. - Deliver legal counsel on the negotiation, drafting and review of contracts with U.S. Banku2019s and FSVu2019s customers, vendors and partners - Advise Prepaid relationship managers on contract interpretation, strategic options, product and process changes, and potential defaults and remediation paths - Partner with outside legal counsel and other professional advisors to support new product development and technology driven advancements - Interpret, apply and update Prepaid policies and procedures to ensure compliance, operational clarity, and alignment with business objectives. - The position will report to the Associate General Counsel who serves as the team lead for the Prepaid legal team. Basic Qualifications - Licensed by and in good standing with the appropriate state bar association or other appropriate state attorney licensing authority Preferred Skills/Experience - Five years of experience at either a law firm or in-house corporate environment - Deep knowledge of commercial contracts, financial services and the operating environment of financial institutions - Prior experience in the payments or card product sectors, with knowledge of regulatory regime governing consumer cards and payment network operating rules is strongly preferred - Interest in and ability to advise on emerging payment technologies and innovative product offerings - Capacity to manage a diverse portfolio of legal matters with minimal supervision - Demonstrated ability to exercise sound, independent legal judgment to recommend solutions that balance business objectives and risk-considerations - Excellent written, oral and interpersonal communication skills - Strong commitment to providing responsive, practical, and business-focused client service Location expectations This role requires working from a U.S. Bank location three (3) or more days per week. We are proud that U.S. Bank has been recognized as a Worldu2019s Most Ethical Companyu00ae by the Ethisphere Institute and has been named the #1 Most Admired Superregional Bank by Fortune magazine. Successful candidates for a position in the U.S. Bank Law Division support U.S. Banku2019s core values, which guide what we do every day: - We do the right thing. - We power potential. - We stay a step ahead. - We draw strength from diversity. - We put people first. In the U.S. Bank Law Division, we honor those values through our mission: u201cwe guide our clients to remarkable results with expert legal counsel and ethical leadership.u201d Our commitment is evident in the work we do, not only for the Bank, but for our communities. The Law Division has received several awards for its pro bono contributions, including the Minnesota Corporate Pro Bono Councilu2019s u201cExcellence in Pro Bono Award,u201d and we encourage our legal professionals to contribute time and expertise to pro bono work as part of their role. In addition, the Law Division has been recognized for its leadership and engagement in Diversity, Equity, and Inclusion initiatives. If thereu2019s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (. Benefits: Our approach to benefits and total rewards considers our team membersu2019 whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following: + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Review our full benefits available by employment status here (. U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $133,365.00 - $156,900.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

Created: 2026-04-09