Assistant Vice President, Credit Officer u2013 ...

We are seeking an Assistant Vice President, Credit Officer to join our Assetu2011Based Finance (ABF) team in Chicago or Irving, TX, one of the banku2019s key commercial and lending hubs. This role supports the underwriting and ongoing management of a portfolio of assetu2011based and structured commercial lending relationships and provides meaningful exposure to complex credit analysis, portfolio management, and transaction execution. The position is wellu2011suited for a credit professional who has moved beyond pure execution and is ready to take on greater ownership, judgment, and leadership, while continuing to develop toward VPu2011level credit authority. Role Overview The AVP Credit Officer supports the underwriting and monitoring of a material credit portfolio, partnering closely with senior underwriters, relationship managers, and risk stakeholders. The role contributes directly to credit approval decisions, portfolio oversight, and proactive risk management within a dynamic assetu2011based lending environment. Key Responsibilities Credit Underwriting & Analysis + Produce and review highu2011quality credit analysis supporting new originations, amendments, extensions, and renewals + Assist in assessing transaction structures, collateral quality, cashu2011flow performance, and key risk drivers + Help develop credit recommendations that balance risk, structure, and business objectives u200b Portfolio Monitoring & Risk Management + Support ongoing monitoring of assigned portfolio through monthly, quarterly, and annual reviews + Track covenant compliance, collateral performance, and early warning indicators + Identify emerging risk issues and escalate concerns appropriately Stakeholder Collaboration + Participate in client and internal meetings alongside senior underwriters and Relationship Managers + Partner with credit, risk, and product teams to support efficient transaction execution + Contribute to sector and portfoliou2011level insights for internal stakeholders Execution & Process Improvement + Support credit workflows and documentation processes to ensure alignment with approved terms + Recommend and champion process improvements to enhance efficiency, consistency, and controls + Mentor junior analysts or support staff and contribute to team development Qualifications & Experience + 3-5 years of related experience in credit underwriting, portfolio and/ or risk management with a multinational financial services organization + Bacheloru2019s degree in Finance, Accounting, Business, or a related field + Solid understanding of financial statements, cashu2011flow analysis, and credit fundamentals + Strong written and verbal communication skills + Ability to manage multiple priorities in a fastu2011paced environment + Experience with Assetu2011Based Lending or collateralu2011focused structures + Exposure to middleu2011market commercial clients + Advanced degree or professional certification a plus, but not required ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Risk ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Chicago Illinois United States ------------------------------------------------------ Primary Location Full Time Salary Range: $96,400.00 - $144,600.00 In addition to salary, Citiu2019s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit . Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ Most Relevant Skills Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Apr 15, 2026 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (._ _View Citiu2019s EEO Policy Statement ( and the Know Your Rights ( poster._Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Created: 2026-04-13