Benefits Advisor Senior - Health & Welfare

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values u2013 honesty, integrity, loyalty and service u2013 define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity In this pivotal role as a Senior Benefits Advisor for Health & Welfare at USAA, you will take direct stewardship of our comprehensive medical and pharmacy benefit programs. You will cultivate and manage deep engagement with key partners, ensuring the effective design, implementation, and ongoing administration of health and welfare benefits, with a sharp focus on medical and pharmacy offerings. You will play a crucial part in shaping the employee experience related to healthcare benefits, ensuring our programs remain competitive, compliant, and strategically aligned with organizational goals. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following office locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is available for this position. What you'll do: + Applies advanced knowledge to provide guidance in the design, development, implementation, administration, and assessment of benefit plans, programs, and services. + Monitors the daily management of programs, regulatory compliance, contract compliance and contracted suppliers. + Proactively identifies and analyzes key issues organizational trends, market data, and industry practices to identify root causes and address benefit issues and determine optimal solutions. + Provides insight and guidance to senior leadership on complex issues. + Manages multiple suppliers and contracts for multifaceted programs with Enterprise wide risks. + Examines objectives for employee benefit programs to ensure program success, alignment with the Total Rewards philosophy and compliance with internal goals and external federal requirements. + Monitors and evaluates the effectiveness of benefit programs against stated objectives by using metrics and best practices and provide appropriate service levels to employees and plan participants. + Evaluates changes to benefits programs and initiatives and makes recommendations for changes. + Monitors the legal and regulatory environment that may impact current and/or future employee benefit offerings. + Recommends changes and enhancements to programs to ensure compliance with federal regulations. + Serves as a coach to peers and team members and acts as a resources for escalated issues of an unusual nature. + Develops a communication strategy around benefit plans, programs, and services to include open enrollment changes, pricing, plan details, and the various communication resources. + Evaluates the annual benefits budget in partnership with Finance and vendors. + Examines measures to ensure costs are minimized and efficiencies are realized. + Analyzes financial impacts and recommends adjustments to programs to minimize financial exposure. + Leads benefits projects and initiatives with an enterprise wide impact. + Represents Benefits in cross-functional teams. + Coordinates with key stakeholders for the development and implementation of systems and processes which support benefit projects and initiatives. + Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: + Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. + 6 years of experience in employee and retiree benefit plans, programs and services, to include health & welfare (self & fully insured programs), retirement benefits, plan design, experience in benefits financial analysis, metric development, benefits supplier management, regulatory compliance and day-to-day administration and operations. + Working knowledge of data analysis tools and techniques. + Understanding of outsourced benefits administration and how to provide oversight of outsourced functions and programs. + Experience with documenting processes and identifying required controls; to include recommending and implementing solutions and responding effectively to sensitive inquires and complaints. + Advanced knowledge of defined benefit and defined contribution plans, deferred compensation and Health and Welfare plans. + Proficient knowledge of Microsoft Office tools to include Word, Excel, and PowerPoint. + Knowledge of federal laws, rules, and regulations to include: ERISA, COBRA, HIPAA, ACA, FMLA. What sets you apart: + Experience managing medical and pharmacy employee benefit programs. + Track record of managing and cultivating strong relationships with external benefit plan suppliers, including medical carriers, pharmacy benefit managers (PBMs), recordkeepers, and other benefits suppliers. + Skills and experience communicating complex benefits information clearly and effectively to employees, leadership, and other stakeholders, tailoring messages to each audience. + Experience monitoring market practices, trends, and regulatory requirements to ensure benefit offerings remain competitive, cost-effective, and compliant. Compensation range: The salary range for this position is: $93,770.00 - $179,240.00 . USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on . _Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._ _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._ If you are an existing USAA employee, please use the internal career site in OneSource to apply. Please do not type your first and last name in all caps. _Find your purpose. Join our mission._ USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity. USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself u2013 you just need to share our passion for serving our more than 13 million members. USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. California applicants, please review our HR CCPA - Notice at Collection ( here.USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

Created: 2026-05-02