Senior Credit Officer

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regionsu2019 Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. Job Description: At Regions, the Senior Credit Officer I position is accountable for the credit quality (past dues, NPA, Criticized assets, Net Losses, Exceptions, etc.), profitability and growth of the total business loan portfolio in the assigned Credit Officeru2019s applicable business reporting unit or segment. The Senior Credit Officer I is responsible for execution of sound risk management practices as part of the 2nd Line of Defense including communication of applicable information to maintain an environment of risk ownership and awareness. The position reports to a Corporate Bank Credit Division Manager or Senior Credit Officer. Primary Responsibilities + Responsible for the overall creditworthiness of loan transactions within the assigned business reporting unit or segment + Manages applicable credit exposure to ensure adherence to Regionu2019s Risk Appetite Statement and to all asset quality, diversification, and exposure parameters + Communicates and demonstrates sound risk management practices in order to maintain an environment of risk ownership and awareness + Exhibits accountability for the quality and profitability (spread relative to risk) of the assigned business unit or segment + Partners and consults with subject matter experts for leveraged lending, sponsor-backed and specialized industries loan transactions, as applicable + Coordinates with multiple business unit constituents to improve efficiency, effectiveness, productivity and/or controls throughout the Credit/Underwriting process + Serves as Policy Author for select policies under the purview of the respective Policy Executive, Policy Owner and Policy Editor, as applicable + Provides input on revisions/amendments to existing credit reference guidance on standards, documentation requirements, and underwriting practices + Serves as an additional trainer/mentor for Credit Products and Coverage teams for consistent application of sound underwriting practices + Serves on ad hoc projects as a contributing member or project leader This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay. This position is incentive eligible. Requirements + Bacheloru2019s degree in related field + Ten (10) years of related experience Preferences + Completion of a formal credit training program Skills and Competencies + Broad knowledge of all credit disciplines and business strategy + Excellent communication skills + Excellent organizational and time management skills + Excellent analytical skills + Skilled in applicable computer software Position Type Full time Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position. Job Range Target: _Minimum:_ _Median:_ Incentive Pay Plans: This role is eligible to participate in the annual discretionary incentive plan. Employees are eligible to receive a discretionary award based on individual, business, and/or company performance. Benefits Information Regions offers a benefits package that is flexible, comprehensive and recognizes that

Created: 2026-04-23