Senior Manager, Commercial Credit Review

Overview Senior Manager, Commercial Credit ReviewCapital One’s Credit Review organization is a third line of defense function that is responsible for providing an independent assessment of the Company’s credit quality, key and emerging risks, and credit process execution to the Risk Committee of the Board of Directors and other stakeholders. Commercial Credit Review is seeking a Senior Manager who will participate in and/or lead continuous testing and targeted review activities within assigned portfolios. The Senior Manager will contribute towards the execution of the annual Credit Review plan and work cross-functionally across Credit Review teams in the process. This associate will also be responsible for building and maintaining working relationships with line of business management and key associates within Risk Management.Primary responsibilities include:Completing transactional testing to assess the appropriateness of client selection, quality of underwriting, effectiveness of borrower monitoring and accuracy of risk ratingsAnalyzing portfolio composition to identify trends and risks and provide an opinion on portfolio qualityParticipating in or leading Targeted Reviews to assess key risks in a given portfolio or across portfoliosIdentifying gaps in credit policy, credit processes, and credit risk rating modelsIdentifying key and emerging risksEffectively communicating results to executive level management, regulators and other key stakeholdersBuilding and maintaining effective working relationships across all three lines of defenseActing as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders.Ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results.May be asked to develop and execute against monitoring plansMay be asked to assist in or lead the completion of quarterly Business Assessment ReportsMay be asked to lead special projectsBasic Qualifications:Bachelor’s degree or military experienceAt least 5 years of experience with traditional cash flow and leveraged lendingAt least 8 years of direct transactional credit experience (underwriting, workout, risk management, credit review or regulatory)Preferred Qualifications:Master’s degreeCertified Financial Analyst (CFA) OR Certified Public Accountant (CPA)Ability to support conclusions through fact-based analysis and ability to influence senior leadersStrong written and verbal communication skillsExcellent credit analysis and financial analysis skillsStrong organizational skillsAbility to manage multiple complex tasks while delivering high quality resultsLeadership experience and strong leadership skillsDemonstrated experience in identifying, assessing and reporting on existing and emerging risksExperience with direction applicability to Credit Review responsibilityAbility to navigate across a large organization and work with cross-functional teamsAt this time, Capital One will not sponsor a new candidate for employment authorization for this position.The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.Charlotte, NC: $182,500 - $208,300 for Sr. Credit Review ManagerChicago, IL: $182,500 - $208,300 for Sr. Credit Review ManagerMcLean, VA: $200,700 - $229,100 for Sr. Credit Review ManagerPlano, TX: $182,500 - $208,300 for Sr. Credit Review ManagerRichmond, VA: $182,500 - $208,300 for Sr. Credit Review ManagerCandidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.This role is expected to accept applications for a minimum of 5 business days.No agencies please.

Created: 2026-04-27