Managing Director & Head U.S. Business Banking ...

The Managing Director, U.S. Business Banking Operations & Transformation is responsible for leading largeu2011scale operational execution, capability enablement, technology delivery, and continuous improvement across U.S. Business Banking. The role oversees enterprise lending operations, workforce capability and training, process transformation, technology platforms, and automated credit strategies to drive scalable growth, operational excellence, risk discipline, and an exceptional customer and employee experience. Lending Operations & Workforce Leadership (BPLC) + Lead and manage a large, multiu2011functional Business Banking Lending Center (BPLC) encompassing service representatives, underwriters, portfolio managers, and credit approvers. + Establish and sustain a highu2011performance, inclusive culture with strong engagement, morale, and accountability. + Ensure consistent adherence to the Code of Conduct and all enterprise peopleu2011management standards. + Provide strong leadership presence and dayu2011tou2011day oversight to support effective execution and decisionu2011making. Process & Operational Excellence + Own the endu2011tou2011end lending operating model, ensuring underwriting and servicing processes are wellu2011designed, documented, tested, and consistently executed. + Ensure adherence to service level agreements (SLAs), with particular focus on turnaround times and customer experience outcomes. + Act as a subject matter expert on lending processes, policies, systems, and regulatory requirements. + Drive continuous improvement to reduce costu2011tou2011serve, improve efficiency, and enhance operational scalability. Risk Management & Compliance + Maintain a strong culture of risk management and control aligned with enterprise frameworks and regulatory expectations. + Ensure operational compliance with applicable regulations (including HMDA and Regulation B/O/W) and internal policies. + Lead responses to operational audit and regulatory inquiries, ensuring issues are addressed promptly and sustainably. Customer Experience + Address complex customer concerns, complaints, and escalations to ensure fair, timely, and favorable resolution. + Serve as a senior escalation point for policy, process, and technology matters impacting the customer experience. Strategic Leadership & External Engagement + Partner with senior executives and business leaders to align operational capabilities with growth, risk, and financial objectives. + Support development and execution of costu2011center financial plans and investment priorities. + Maintain relationships with external industry experts to incorporate best practices into Business Banking operations and enablement. Data, Analytics & Reporting + Develop and oversee performance, risk, and compliance reporting across operations, training, and automation. + Leverage analytics and insights to identify trends, performance gaps, and opportunities for improvement. + Use data to inform operational decisions, transformation priorities, and investment tradeu2011offs. Learning, Training & Capability Enablement + Lead the design and delivery of enterprise learning programs, including digital content, virtual sessions, and onu2011theu2011job training. + Oversee certification programs for underwriters, portfolio managers, and treasury specialists. + Establish metrics to measure training effectiveness, knowledge retention, and business impact. + Ensure all learning programs incorporate regulatory, risk, and compliance requirements and remain auditu2011ready. + Foster a culture of continuous learning and skill development across Business Banking. Process Transformation & Continuous Improvement + Lead enterprise process evaluation across lending, deposits, and treasury services to identify bottlenecks, inefficiencies, and risks. + Design and implement process improvements that enhance customer and employee experience while maintaining strong controls. + Develop business cases, financial evaluations, and ROI analyses to support transformation initiatives. + Drive change management strategies to ensure effective adoption of new processes and technologies. + Monitor postu2011implementation results and adjust strategies to sustain performance gains. BBX Platform Strategy & Delivery + Own the technology strategy and roadmap for BBX, ensuring alignment with Business Banking growth, risk, and compliance objectives. + Lead BBXu2011related initiatives across agile and waterfall delivery models, ensuring timely and highu2011quality releases. + Oversee vendor relationships and ensure contractual and serviceu2011level adherence. + Manage User Acceptance Testing (UAT), release readiness, and quality assurance activities. + Ensure BBX enhancements comply with regulatory and internal governance requirements and remain auditu2011ready. + Act as the primary liaison between Business Banking and enterprise technology teams. Leadership Expectations + Act as a senior enterprise leader, fostering collaboration across operations, technology, credit risk, product, and HR. + Drive a culture of operational excellence, innovation, and continuous improvement. + Serve as a trusted advisor to senior executives on operational, enablement, and transformation priorities. Qualifications: + Extensive experience in business banking operations, lending platforms, transformation, or credit enablement. + Proven success leading large, complex, multiu2011disciplinary teams. + Deep knowledge of lending operations, technology platforms, automated credit decisioning, and regulatory requirements. + Strong program, change, and financial management capabilities. + Datau2011driven leader with the ability to translate strategy into scalable execution. + Exceptional communication and influencing skills at the executive level. + Seasoned expert with extensive industry knowledge. + Verbal & written communication skills - Expert. + Analytical and problem solving skills - Expert. + Influence skills - Expert. + Collaboration & team skills; with a focus on cross-group collaboration - Expert. + Able to manage ambiguity. _Please note the base salary range for this position is USD $200,000.00 to USD $265,000.00_ Salary: Pay Type: Salaried The above represents BMO Financial Groupu2019s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Groupu2019s expected target for the first year in this position. BMO Financial Groupu2019s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one u2013 for yourself and our customers. Weu2019ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, weu2019ll help you gain valuable experience, and broaden your skillset. To find out more visit us at BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Created: 2026-04-29