Senior Credit Analyst

Description Senior Credit Analyst Path to Credit Manager A growing commercial banking team is seeking a Senior Credit Analyst with a clear path to a Credit Manager role. This position is responsible for underwriting and analyzing commercial real estate and business credit requests to support sound lending decisions. The role includes preparing credit analyses, evaluating collateral and market conditions, reviewing third-party reports, and partnering with relationship managers and credit officers to assess risk and structure transactions in line with policy and regulatory standards. Key Responsibilities + Analyze commercial real estate and business loan requests, including acquisition, refinance, construction, and development transactions + Prepare detailed credit presentations assessing borrower financial strength, global cash flow, guarantor support, and repayment sources + Review and spread borrower, guarantor, and property-level financial statements and tax returns + Evaluate property cash flow, rent rolls, operating statements, and lease terms + Perform financial modeling, including DSCR, LTV, sensitivity, and stress testing + Review third-party reports such as appraisals, environmental reports, and market studies + Assess market trends, property performance, and geographic risk + Ensure compliance with credit policy and regulatory requirements + Support portfolio monitoring, annual reviews, covenant tracking, and risk rating updates Qualifications + Bacheloru2019s degree in Finance, Accounting, Real Estate, Economics, or related field, or equivalent experience + 5+ years of credit analysis or underwriting experience + Strong financial analysis and accounting skills + Proficiency in Microsoft Excel and Word + Strong written communication skills and attention to detail Preferred + Commercial real estate underwriting experience + Knowledge of banking regulations and credit policy Core Competencies + Credit judgment and risk assessment + Financial modeling and analysis + Time management and prioritization + Collaboration and communication If you are interested in this commercial banking credit opportunity with advancement into management, please contact Doug Rickart on LinkedIn, call 612-249-0330, or apply through the link provided Requirements u2022 Bacheloru2019s degree in finance, accounting, real estate, economics, or a related discipline, or equivalent relevant experience. u2022 At least five years of experience in credit underwriting or financial analysis within a commercial lending environment. u2022 Strong capability in financial statement analysis, accounting concepts, and credit risk evaluation. u2022 Proficiency with Microsoft Excel and Word for analysis, reporting, and credit documentation. u2022 Effective written communication skills with a high level of accuracy and attention to detail. u2022 Ability to manage competing priorities, organize work efficiently, and collaborate with cross-functional stakeholders. u2022 Preferred background in commercial real estate underwriting and familiarity with banking regulations and internal credit policy. Robert Half is the worldu2019s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app ( and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. u00a9 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking u201cApply Now,u201d youu2019re agreeing to Robert Halfu2019s Terms of Use ( and Privacy Notice (.

Created: 2026-05-04